We are responsible for having building insurance to cover the structure of the properties which we own. Any works that we are obliged to carry out as the landlord may be covered by our building insurance.
Tenants and leaseholders are responsible for insuring their own home contents, and to ensure they understand the insurance cover provided and any general exclusions and conditions that may apply.
We are not responsible for damage to, or loss of, tenants' or leaseholders' belongings from theft, vandalism, fire, flood, storm, water damage or other household risks.
This means that if tenants or leaseholders are not insured and the contents of their home are damaged, they will have to pay for the repair or replacement of belongings and decorations.
We inform all new tenants and leaseholders that it is essential to have insurance to protect their home, making their own arrangements.